Increase Credit Limit

Increase your credit limit to increase your credit score

Boosting Credit Score

If your credit score is low, you should not panic, because there are things that you can do to boost your score. However, you will need to put in some work in order to help the score. This is not a comprehensive list, but there are some things that can be done to help out […]

What affects your credit score?

We know what is in your credit score, but what things that you do actually affect your score, either positively or negatively? Let’s take a look at some of those things. What makes your credit score go up? – Paying bills on time – This shows creditors that your trustworthy. It isn’t a quick method […]

What’s in your credit score?

There is a lot of talk about the important of credit score, including on this site. It is one of the most important financial numbers in your life, especially if you ever plan to buy a home. But what goes into determining your credit score? There are 5 different parts with different importance. 35% – […]

Credit Repair – How Essential Is It For A Successful Financial Life?

Your credit score is a significant piece of information and your financial life depends a lot on it. With an excellent credit score it becomes easier enough to keep finances well on track. Lenders will be more cooperative, the interest rate on mortgage will be reasonable and you’ll be able to borrow according to your […]

Hard Credit Inquiry Vs. Soft Credit Inquiry

In terms of your credit report, and different companies pulling your credit report, you will often hear the terms hard credit inquiry and soft credit inquiry. They mean different things, and as a result have very different potential effects on your credit score. So, what are the key differences between a soft credit inquiry and […]

How To Improve Your Credit Score

If you have a low credit score, you do not necessarily have to despair, because there are things that you can do to improve that score. However, you do have to be prepared to put in some work to make that score go up. If you are reading this, you are probably off to a […]

Common Credit Score Myths

There is a lot of information out there about credit scores, but it’s not always accurate. So, let’s take a look at some of the common credit score and credit report myths, and why they are not accurate. Myth: A poor score means I won’t get credit. While it is true that a poor score […]

How To Figure Out Your Credit Limit

In talking about your credit limit, the first thing you should know is the actual dollar amount of your limit. Before you can decide if you want more (or need more), you have to actually know where things currently stand. If you are not sure what it is, there are a couple easy ways to […]

Credit Limit Definition

Since this site is dedicated to looking at your credit limit, it’s important to know exactly what a credit limit is, and how to define it. One definition from the web is: A credit limit is the maximum amount of credit that a financial institution or other lender will extend to a debtor for a […]

How to repair your credit

If you did not pay much attention to personal finance early on in your life, it’s possible that your credit report and credit score do not look good. If you fall into a debt cycle, miss some payments, and do other things that can negatively impact your credit score, chances are that it won’t look […]

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